Addressing Financial and Social Needs Among Patients With Cancer

NCT ID: NCT06430840

Last Updated: 2026-01-22

Study Results

Results pending

The study team has not published outcome measurements, participant flow, or safety data for this trial yet. Check back later for updates.

Basic Information

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Recruitment Status

ACTIVE_NOT_RECRUITING

Clinical Phase

NA

Total Enrollment

91 participants

Study Classification

INTERVENTIONAL

Study Start Date

2024-08-26

Study Completion Date

2026-12-01

Brief Summary

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Financial hardship and health-related social needs (e.g., insecurity about food, housing, transportation, utilities) are common among patients with cancer, resulting in health disparities in cancer outcomes. Our study will test the efficacy of a multicomponent financial navigation and counseling program delivered by a financial navigator (CostCOM), vs. direct patient access to financial education materials and comprehensive list of local resources in the absence of a financial navigator (FinEd) vs. practice usual care among newly diagnosed cancer patients who screen positive for financial hardship and social needs. Investigators anticipate that both CostCOM and FinEd compared to enhanced usual care will improve cost-related cancer care nonadherence, financial worry, health insurance literacy, quality of life and sleep quality and decrease number of missed appointments.

Detailed Description

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Financial hardship and health-related social needs (HRSNs) (e.g., insecurity about food, housing, transportation, and utilities) are common among patients with cancer, resulting in health disparities in cancer outcomes. Addressing financial hardship and HRSNs can mitigate their damaging health effects, yet screening for them is not the standard clinical practice. There is compelling evidence that out-of-pocket cost (OOPC) communication complemented by financial navigation and counseling delivered by a financial navigator (CostCOM intervention) will decrease financial hardship. However, implementation of this intervention is limited given shortage of financial navigators in many cancer centers. There is also evidence that patients with financial hardship have lower financial health literacy and financial self-efficacy. However, it is not clear whether direct access to local community or national resources and financial education (FinEd intervention) in the absence of financial navigators will meet patient's needs. Investigators propose a 3-arm pilot randomized controlled trial to assess potential efficacy differences in adherence, financial hardship, financial health literacy, quality of life, and sleep between CostCOM vs. FinEd vs. enhanced usual care (EUC) among 90 newly diagnosed cancer patients (1:1 non-metastatic vs. metastatic) who receive systemic or radiation therapy and are screened positive for financial and social needs. Our multidisciplinary team has experience with all facets of the proposed intervention. CostCOM patients will participate in two remote counseling sessions at baseline, and 3 months, and will receive (1) OOPC communication, individualized, patient-specific education of the anticipated medication OOPC; (2) Financial navigation, real-time professional guidance to identify financial assistance programs that will alleviate costs of care and discuss information to improve insurance coverage; and (3) Financial counseling to address the range of patients' financial concerns and enroll patients in financial assistance programs. FinEd patients will receive (1) a comprehensive list of local and national resources where patients can self-refer for financial and social needs; and (2) online and paper financial educational materials on topics such as health insurance and health insurance literacy, and navigating price estimator tools. EUC patients will receive usual care enhanced by screening for financial and social needs. Our goals are to compare the efficacy of CostCOM vs. FinEd vs. EUC at 6 months on (1) patient-reported cost-related cancer care nonadherence (defined as self-reported delay, forgo, stop or change in cancer care due to cost concerns), treatment completion and missed appointments (as obtained via medical record); (2) patient-reported financial worry, material hardship, health insurance literacy, and quality of life; and (3) patient-reported and objectively measured sleep quality using a sleep monitor. The study will support feasibility for a larger trial, and reveal efficacy estimates for potential CostCOM vs. FinEd differences in improving cancer patients' outcomes and approaches for incorporation into routine clinical practice.

Conditions

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Cancer Financial Hardship

Study Design

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Allocation Method

RANDOMIZED

Intervention Model

PARALLEL

Primary Study Purpose

HEALTH_SERVICES_RESEARCH

Blinding Strategy

SINGLE

Outcome Assessors

Study Groups

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Arm A: Enhanced Usual Care (EUC)

Usual care + pre-screening for financial hardship and social risks

Group Type ACTIVE_COMPARATOR

Usual care

Intervention Type OTHER

Patients in all arms will receive usual care, which includes routine oncology visits, use of available ancillary staff, and internal or external resources for co-pay assistance or free medication per normal clinic procedures.

Screening for financial and social needs

Intervention Type OTHER

Patients will be screened for financial hardship and health-related social risks.

Arm B: CostCOM

Usual care + two 1-hour phone or video sessions with a remote financial counselor including out-of-pocket cost communication, financial navigation and counseling.

Group Type EXPERIMENTAL

CostCOM (Cost Communication, Financial navigation and counseling)

Intervention Type BEHAVIORAL

Patients will receive two 1-hour, phone or video sessions with a remote financial counselor, each session will cover each of these 3 components of CostCOM.

Out-of-pocket cost communication (OOPC): A review of insurance benefits and education of the patient-specific OOPC for anticipated treatment regimen if any (i.e., medication). The OOPC is provided as a total estimate and will be updated at 3-month session in case of changes in treatment or insurance.

Financial navigation: Real-time professional guidance to identify financial assistance programs (e.g., co-pay, living expenses) that alleviate costs of care and discuss information to improve insurance coverage.

Financial counseling: To address the range of patients' financial concerns and enroll patients in financial assistance programs.

Usual care

Intervention Type OTHER

Patients in all arms will receive usual care, which includes routine oncology visits, use of available ancillary staff, and internal or external resources for co-pay assistance or free medication per normal clinic procedures.

Screening for financial and social needs

Intervention Type OTHER

Patients will be screened for financial hardship and health-related social risks.

Arm C: FinEd

Usual care + access to local and national resources including (1) a detailed list of local and national resources for financial navigation, and social needs where patients can self-refer and (2) video and online /printed educational materials to improve financial health literacy

Group Type EXPERIMENTAL

Provision of local and national resources to address financial and social needs

Intervention Type BEHAVIORAL

Patients will be provided with a comprehensive list of local resources (in patients' preferred language) in Orange County that can help with food insecurity, ir transportation, as well as contact information for national non-profit organization where patients can self-refer for financial navigation (e.g., Patient Advocate Foundation (PAF)

Financial Education

Intervention Type BEHAVIORAL

Patient will receive online and paper educational materials on topics such as health insurance and health insurance literacy, navigating hospitals' price estimator tool.

Usual care

Intervention Type OTHER

Patients in all arms will receive usual care, which includes routine oncology visits, use of available ancillary staff, and internal or external resources for co-pay assistance or free medication per normal clinic procedures.

Screening for financial and social needs

Intervention Type OTHER

Patients will be screened for financial hardship and health-related social risks.

Interventions

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CostCOM (Cost Communication, Financial navigation and counseling)

Patients will receive two 1-hour, phone or video sessions with a remote financial counselor, each session will cover each of these 3 components of CostCOM.

Out-of-pocket cost communication (OOPC): A review of insurance benefits and education of the patient-specific OOPC for anticipated treatment regimen if any (i.e., medication). The OOPC is provided as a total estimate and will be updated at 3-month session in case of changes in treatment or insurance.

Financial navigation: Real-time professional guidance to identify financial assistance programs (e.g., co-pay, living expenses) that alleviate costs of care and discuss information to improve insurance coverage.

Financial counseling: To address the range of patients' financial concerns and enroll patients in financial assistance programs.

Intervention Type BEHAVIORAL

Provision of local and national resources to address financial and social needs

Patients will be provided with a comprehensive list of local resources (in patients' preferred language) in Orange County that can help with food insecurity, ir transportation, as well as contact information for national non-profit organization where patients can self-refer for financial navigation (e.g., Patient Advocate Foundation (PAF)

Intervention Type BEHAVIORAL

Financial Education

Patient will receive online and paper educational materials on topics such as health insurance and health insurance literacy, navigating hospitals' price estimator tool.

Intervention Type BEHAVIORAL

Usual care

Patients in all arms will receive usual care, which includes routine oncology visits, use of available ancillary staff, and internal or external resources for co-pay assistance or free medication per normal clinic procedures.

Intervention Type OTHER

Screening for financial and social needs

Patients will be screened for financial hardship and health-related social risks.

Intervention Type OTHER

Eligibility Criteria

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Inclusion Criteria

* Speak English or Spanish
* 18 years or older
* Were diagnosed with any stage of cancer within the last 120 days
* Getting treatment in University of California Irvine-affiliated oncology clinics
* Have already started treatment like radiation, or cancer medication
* Screen positive for financial hardship or health-related social needs

Exclusion Criteria

* Patients with indolent cancer undergoing observation alone
* Eastern Cooperative Oncology Group (ECOG) Performance status above 2
* Patients not receiving any cancer-directed therapy
* Patients participating in other therapeutic clinical trials covering the cost of treatment.
Minimum Eligible Age

18 Years

Eligible Sex

ALL

Accepts Healthy Volunteers

No

Sponsors

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Chao Family Comprehensive Cancer Center

OTHER

Sponsor Role collaborator

University of California, Irvine

OTHER

Sponsor Role lead

Responsible Party

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Gelareh Sadigh

Associate Professor In Residence

Responsibility Role PRINCIPAL_INVESTIGATOR

Principal Investigators

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Gelareh Sadigh

Role: PRINCIPAL_INVESTIGATOR

University of California, Irvine

Locations

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UCI Health Cancer Center - Newport

Costa Mesa, California, United States

Site Status

UCI Health Chao Family Comprehensive Cancer Center - Fountain Valley

Fountain Valley, California, United States

Site Status

CHAO Family Comprehensive Cancer Center- Irvine

Irvine, California, United States

Site Status

UCI Health Chao Family Comprehensive Cancer Center - Laguna Hills

Laguna Hills, California, United States

Site Status

UCI Chao Family Comprehensive Cancer Center

Orange, California, United States

Site Status

UCI Health - Yorba Linda

Yorba Linda, California, United States

Site Status

Countries

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United States

Other Identifiers

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UCI-24-28

Identifier Type: OTHER

Identifier Source: secondary_id

4937

Identifier Type: -

Identifier Source: org_study_id

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