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The Value of Health Insurance: A Field Experiment in India

NCT03144076 · Status: COMPLETED · Phase: NA · Type: INTERVENTIONAL · Enrollment: 11089

Last updated 2019-07-01

No results posted yet for this study

Summary

In this study, the investigators use a randomized field experiment in Karnataka, India, to measure the effects of a free inpatient public health insurance plan, Rashtriya Swasthya Bima Yojana (RSBY), on health and poverty. RSBY is India's first large-scale national public health insurance program, and was adopted in 2008 to cover below poverty line (BPL) households. This study examines the impact of expanding RSBY to cover above poverty line (APL) households that are not covered by RSBY or other secondary hospital care insurance plans. The study will examine the impact of a public insurance program on a range of health and economic outcomes to capture the full range of benefits from insurance. The goal of the study is to quantify how the RSBY program benefits health and reduces poverty. Differences in the outcomes between the treatment and control groups over the duration of the project will measure the causal effect of health insurance on health and financial outcomes. The investigators believe this will serve as a platform for the future of development of RSBY, and provide further insight into the effectiveness of health insurance in low-income countries.

Conditions

  • Health Expenditure

Interventions

OTHER

RSBY Health Insurance

RSBY is a national inpatient public insurance plan in India, made available through this study to participants in Groups A, B, and C.

Sponsors & Collaborators

  • Public Health Foundation of India

    collaborator OTHER

  • Northwestern University

    collaborator OTHER

  • University of Chicago

    lead OTHER

Principal Investigators

  • Anup Malani, PhD · University of Chicago

  • Cynthia Kinnan, PhD · Northwestern University

  • Alessandra Voena, PhD · University of Chicago

  • Gabriella Conti, PhD · University College, London

Study Design

Allocation
RANDOMIZED
Purpose
HEALTH_SERVICES_RESEARCH
Masking
NONE
Model
PARALLEL

Eligibility

Sex
ALL
Healthy Volunteers
Yes

Timeline & Regulatory

Start
2013-09-30
Primary Completion
2017-05-31
Completion
2017-05-31

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Read the full study record

This page highlights key information. For complete eligibility criteria, study locations, investigator contacts, and the full protocol, visit the original record on ClinicalTrials.gov.

View NCT03144076 on ClinicalTrials.gov